Short-Term Disability

CCS provides a short-term disability plan for all full-time employees who are unable to work due to an illness or injury, as documented by a properly licensed physician acting within his or her field of expertise.  CCS has the discretion to require an independent medical examination as a condition for receiving or continuing short-term disability benefits.  Employees become eligible for this plan following one hundred eighty (180) days of employment.  The duration and amount of short-term disability is per the following schedule:

Eligibility: After 7th Day of Illness/Injury
Duration: 13 Weeks

Percent of Pay
Length of Employment100%80%
Less than 180 daysn/an/a
180 days to < 2 yearsn/a13 weeks
2 years to < 5 years6 weeks7 weeks
5 years or more13 weeksn/a

CCS’s short-term disability plan is an income protection plan for eligible employees and does not guarantee a job, or any particular job, following an absence.  If, however, an employee has a serious health condition and is eligible for leave under the Family and Medical Leave Act (FMLA), the employee may be simultaneously entitled to up to 12 weeks of job-protected leave under the FMLA and income benefits under this short-term disability policy.

Employee Reimbursement Accounts

The Employee Reimbursement Account enables you to pay a portion of your Uninsured Health Care and Dependent Care expenses with pretax dollars.  Prior to the beginning of each plan year, you will have the opportunity to elect to fund your Reimbursement Account for the coming year.  The amount that you select will be deducted from your gross salary through automatic payroll deductions.  Then, during the plan year, you may submit claims to the Administrator to reimburse yourself for health care expenses and/or dependent care expenses incurred during the plan year that were not reimbursed by your insurance plans.

Health Insurance

Medical, dental and vision insurance are available to all full-time employees on the first of the month following thirty days of employment.  Employees may from time to time have a choice of plans and are required to pay a portion of the premium. Refer to individual plan summaries from the Office of Human Resources for details.  The employee will have his/her contribution deducted on a pre-tax basis.

In certain instances, federal law requires availability of continued coverage where coverage under the group plan would otherwise end.  In compliance with the federal COBRA program, CCS offers employees and their families the opportunity for a temporary extension of health coverage at group rates with the employee paying the full cost of coverage plus a 2% administrative fee.

Social Security

Employees of CCS are covered by Social Security.  As provided by law, CCS pays one half of your total Social Security taxes, and the other half is paid by you through withholding from your paycheck.  In addition to providing you with retirement, Social Security may provide disability pay, burial benefits, and monthly survivor benefits for your spouse and minor children if you qualify.

Tax Sheltered Annuity Plan (403b)

Because CCS is a non-profit organization, the IRS allows CCS employees to place a portion of their pay in a Tax Sheltered Annuity Plan without paying current federal, state and city income taxes on the amount contributed.  Full-time employees, and qualified part-time employees, are eligible to participate on the first of the month following thirty (30) days of employment.  CCS contributes 3% of an employee’s gross earnings per pay.  Employees may choose to contribute a percentage of their pay on a pretax basis, up to IRS limitations.  CCS offers numerous investment funds for employees to choose from.  The CCS Tax Sheltered Annuity Plan is administered by TIAA/CREF.

Benefits

Full-time administrative staff members are entitled to participate in all the benefit programs available to full-time employees. The current programs are briefly described below.  CCS periodically reviews its benefit programs and will make modifications as it deems appropriate from time to time.  All benefits are subject to the terms and conditions of the underlying insurance policies and plan documents, and the terms of the insurance policies control all decisions concerning eligibility and coverage.