Application Procedures for Financial Aid

Fill out the FAFSA

Students must complete the Free Application for Federal Student Aid (FAFSA) each year to be considered for need-based financial aid. The form is available through the U.S. Department of Education website: http://www.fafsa.ed.gov

The recommended filing deadline to ensure eligibility for all programs is March 1st. Note that the FAFSA must be signed by the student and parent (if required) to be considered submitted. The financial aid cycle favors those students who file in a timely fashion and complete the required documentation early. CCS’ Title IV school code is 006771.

CCS strongly advises students file the FAFSA by the recommended date even if they are uncertain of their plans for the upcoming year to ensure they can receive funding in all programs they qualify for if they do attend.

Most students are considered a dependent of their parents for purposes of financial aid and will be required to provide their parent’s financial information and signature on the FAFSA. To determine if you are considered a dependent of your parents for purposes of financial aid, visit https://studentaid.ed.gov/sa/fafsa/filling-out/dependency

Complete Verification

In some cases additional documentation may be needed to confirm information provided on the FAFSA is accurate. 30% of all applicants are randomly selected for verification, or you may be selected due to an individual item that needs to be resolved.

Requested documentation must be received before financial aid can be processed and applied to the student’s account.

Documentation requests are sent via email to the student’s CCS email address. If additional documentation is requested it should be provided to Financial Aid as soon as possible, but no later than six weeks before the end of the enrollment period. If you have questions about the documentation or the due date, contact the Financial Aid Office to discuss.

Award Notifications

Once the FAFSA is completed and any additional documentation requested has been provided to the Financial Aid Office students will receive a Financial Aid Notification detailing the amounts and types of aid they are eligible for. Incoming students receive paper notification in the mail and are required to complete and return a copy to the Financial Aid Office. Returning students receive email notification their funding has been calculated and are able to view and accept their awards on WebAdvisor.

Loan Programs

Federal Direct Subsidized and Unsubsidized Loan Program

A federal loan program available to students who have completed the FAFSA (Free Application for Federal Student Aid) to assist students and families with the costs of education. The government guarantees the loans, so no co-signer or credit check is necessary. The amounts that can be received for both subsidized and unsubsidized loans are set by the government based on the student’s grade level and financial need. The amounts listed on your Financial Aid Notification letter reflect your specific eligibility. Repayment begins six months after graduation, upon enrollment of less than half-time or upon withdrawal from the College. More information can be found under the Financial Aid section of the Campus Offices site.

Federal Parent PLUS Loan Program

The federal Parent PLUS loan is intended to assist parents in paying for their children’s education or, more often, to supplement the financial aid received by their student. This is a supplemental loan based on a credit application. Repayment generally begins 60 days after the final disbursement. For most families, this means March of the academic year. However, once your loan has been disbursed you may request that repayment be deferred during periods while your student is enrolled at least half-time (6.0 credits). More information can be found under the Financial Aid section of the Campus Offices site.

Alternative/Supplemental Loan Program

Students who require funding beyond what grants, scholarships, and federal Subsidized/ Unsubsidized loans provide may want to consider applying for a supplemental loan to cover the remaining tuition balance and/or costs for indirect expenses like transportation, living expenses, or books & supplies. Alternative loans are private supplemental loans offered by various lenders. They are meant to function as a supplement to the grants, scholarships, and Direct Loans you receive. Visit the Financial Aid section of the Campus Offices site for more information on Alternative/Private Loans.

Required Steps for Federal Subsidized & Unsubsidized Loans

In addition to officially accepting the loans on the award notification letter or WebAdvisor, students borrowing Direct Subsidized and Unsubsidized loan funds at CCS for the first time will be required to complete a Subsidized/Unsubsidized Master Promissory Note and Loan Entrance Counseling before their funds can be processed. These steps should be completed as soon as possible, but no later than one week before the end of the enrollment period. Students must be currently enrolled at least half-time (6 credits) to be eligible for their loans. The Mastery Promissory Note (MPN) and Entrance Counseling can be found at https://studentloans.gov/myDirectLoan/index.action

Students who initially decline their loans can accept them later as long as they are still enrolled at least half-time (6 credits) and all necessary paper work is completed at least one week before the end of the enrollment period.

Refunds

Students who borrow or receive aid in excess of the charges owed to CCS will receive a refund check for the overage from the Business Services Office. These funds can and must be used only to pay indirect educational costs, including books & supplies, housing, food, transportation, child care and personal expenses (such as laundry & toiletries).

Loans are disbursed on a schedule determined by a student’s grade level and can be affected depending on when a student completed the various forms of paper work required. Assuming all paper work was completed in a timely manner, refunds for juniors and seniors are available the second Friday of the semester, sophomores and returning freshman the third Friday of the semester and first-time freshman the fourth Friday of the semester.

Satisfactory Academic Progress and Financial Aid

Students who receive financial aid must demonstrate Satisfactory Academic Progress (SAP) as determined by the College for Creative Studies in accordance with federal regulations. Financial aid recipients are required to be in good academic standing and to maintain SAP toward their degree requirements for each semester in which they are enrolled.

The standards of Satisfactory Academic Progress (SAP) measure a student’s academic progress using both qualitative and quantitative measurements. These measurements include a cumulative Grade Point Average (GPA) requirement, a Course Completion Rate requirement, and a Maximum Time frame requirement. The standards apply to all federal and state financial aid programs administered by the College’s Office of Financial Aid.

SAP is evaluated at the end of each term (Fall, Winter, and Summer). Federal regulations require the College to evaluate all students for SAP regardless of whether or not they receive financial aid. SAP is evaluated based on the student’s cumulative academic record.

Students who do not meet SAP standards will be placed on academic warning for one semester. Students are eligible to receive financial aid during the academic warning semester. If at the end of that semester both markers of SAP have not been achieved, the student will be suspended and any future financial aid disbursements terminated.

AICAD Exchange

CCS students benefit from the cooperative programs and built-in access to leading art schools that are members of the Association of Independent Colleges of Art and Design (AICAD). By sharing resources and facilities, AICAD colleges offer educational opportunities that, taken together, are without parallel in professional arts education. Through the AICAD Exchange Program, qualified students at one AICAD school can spend a semester at another participating AICAD school without additional cost or loss of credit. In addition to the 42 full member schools in the US & Canada within the network, AICAD has three long-standing International Affiliate schools in Japan, Ireland and Israel. Through the International Affiliate program, AICAD has broadened its membership and enhanced the dialogue at the Executive level, which in turn brings greater global opportunity to the students of all AICAD schools.

Application deadlines are March 15 for the fall semester and October 1 for the winter semester.

Students should contact Tom Turoczi in the Academic Advising and Registration Office at 313.664.7832 for more information on these programs.

Community Arts Partnerships

Community Arts Partnerships program develops and maintains collaborations between the College and community organizations to bring educational experiences in art, design, and new technologies to underserved populations. The Director acts as a resource for faculty and programs within the College that seek to develop community partnerships.

Accreditation

The College for Creative Studies is a nonprofit, private college authorized by the Michigan Education Department to grant Bachelor’s and Master’s degrees.

CCS is accredited by the Higher Learning Commission (HLC), CCS’ institutional accreditation body. HLC evaluates educational institutions in terms of mission and HLC criteria and is one of six regional accrediting commissions.

CCS is an accredited member of the National Association of Schools of Art and Design (NASAD), an organization that establishes national standards for undergraduate and graduate degrees for art and design related disciplines.

CCS holds Interior Design Accreditation from the Council for Interior Design Accreditation (CIDA), an accrediting body for interior design education programs that identifies, develops, and promotes quality standards for the education of interior designers.

Study Abroad

To be eligible for all study abroad opportunities, students must have a cumulative GPA of 3.0 and written permission from the Department Chair. Study for an academic semester or year abroad requires that a student be a junior or in the first semester of the senior year. Graduate students should meet with their Chair to determine the best semester to participate in a study abroad opportunity. Participation in one of the summer faculty-led programs is open to all students, regardless of year. 

Study abroad during the final semester at CCS is not permitted. For more information, please see the Study Abroad page on the College’s learning management system.

Students must meet with the Director of International Student Services and their Department Chair no later than April 1 for fall or October 1 for winter.

Students must:

  • Complete the Study Abroad Approval Form and Packet and submit to the International Student Services Office (ISSO)
  • Comply with the CCS International Travel Policy requirements
  • Attend a pre-departure Informational Meeting with the ISSO

All forms are available from the office of International Student Services. The ISSO is located on the 2nd Floor of the Yamasaki.

Transfer Credits – Undergraduate

All transfer credits are evaluated for relevance to the College’s programs and policies. Grades earned at another institution are not factored into the calculation of cumulative grade point average at CCS. The College makes every effort to ensure you get credit for your past college-level work, subject to the following conditions:

  • Coursework must have been completed at a college or university accredited by one of the following regional associations of schools and colleges—Middle States (MASAC), New England (NEASC), Higher Learning Commission (HLC), Northwest (NWCCU), Southern (SASAC), Western (WASC)—or by the National Association of Schools of Art and Design (NASAD). International programs and institutions with non-regional accreditation will be evaluated on an individual basis.
  • For coursework completed outside of the United States, College for Creative Studies requires all transfer students to obtain a professional course-by-course evaluation of all college or university-level work from a professional credential evaluation service like National Association of Credential Evaluation Services (NACES) membership.
  • Courses noted on a transcript as transferred from prior institutions will not be applicable for transfer credit. An official transcript must be submitted to CCS from any institution(s) attended or by the examination agency (for credit by examination) before transfer credit can be awarded.
  • Coursework must meet the majority of the learning outcomes required by the equivalent course at CCS to be approved.
  • CCS reserves the right to limit the transfer of credit to courses completed within the past ten years.
  • Credit will not be awarded for remedial coursework.
  • Courses awarded transfer credit are recorded in permanent academic records. Grades of approved courses are not factored into the calculation of a student’s cumulative grade point average at CCS.
  • Only courses completed with a grade of “C” (2.0) or better will be accepted for transfer credit. If the courses were taken on a Pass/Fail basis, a grade of Pass must be equivalent to a “C” or better.
  • Students may transfer up to 72 credit hours – approximately 605 of their BFA degree requirements from another college or university. On occasion, students transferring to CCS utilizing an: established and current articulation agreement, transfer pathway, or matriculating from a similar program at another AICAD institution, may be eligible for additional credit.
  • Students may be awarded up to 30 credits through Prior Learning. This includes any and all combinations of Credit by Examination: Advanced Placement, International Baccalaureate, A-Levels, as well as Military Credit.
  • Courses taken at an institution on a quarter or term academic calendar are converted to semester hours before being applied to CCS course requirements.
  • CCS must receive all official final transcripts, test scores or work examples that students wish to have considered for transfer credit
    – before the end of the student’s 1st week of classes (for new/incoming students)
    – within a month of completing the course(s) intended for transfer (for current students)

Frequently Asked Transfer Questions

How Can I Ensure I am Getting the Most Transfer Credit Possible?

Our transfer team works hard to evaluate each student’s experience individually- however- this is a manual and human process. Your involvement is key to ensuring you receive the highest possible transfer credit award possible. Here are a few steps you can take:

  1. Plan your transfer with the CCS transfer team. We have lots of tools and resources available for students and counselors but the very best one is a personal coach to guide you through this process and is an expert on what you need to do on the receiving end to make a smooth transition. Once you know CCS is your destination (or in your top 5), contact our transfer team to let them know so we can help you prepare.
  2. If you are taking studio courses- snap photos of everything you complete (and maybe some progress photos). Save them in a folder under your course code name. For more on this see our transfer resources page.
  3. When you receive your transfer credit evaluation- read it front to back. If there are additional items needed, be sure to follow up on these (often a missing or final transcript or perhaps work examples not included in your admissions portfolio). If you feel you are not getting enough credit- express your concerns to your CCS admissions counselor so they can make certain everything has been considered and explain any questions you may have.

What is an Official Transcript?

Only transcripts mailed directly from your previous institution(s) to CCS, as well as transcripts sent directly to you and forwarded to CCS in the original sealed envelope, are considered official. Transcripts received by CCS from a certified digital document service such as Parchment or Clearinghouse are all considered official

How Do I Transfer my Dual Enrollment, Concurrent Enrollment, or Early College Credits?

If you have completed any college-level coursework while pursuing your high school diploma or equivalent credential, it is important that you request your official transcript from the institution or credit-granting authority directly and have it sent to the CCS Admissions Office. While grades, credit, or scores indicated on your high school transcript may be helpful in estimating potential transfer credit, only transcripts that are mailed directly from your previous institution(s) to CCS can ensure that you receive these credits towards your undergraduate degree. 

Please note that students who have completed Dual Enrollment courses with CCS, including Precollege Summer Experience courses, are not required to do anything extra. This coursework is already recorded in their academic history and will be applied towards their program requirements.

Credit placement and Course placement… why don’t my numbers match up?

A ‘credit hour’ is a unit of measurement for educational credit earned in college. It is typically determined by the number of ‘contact hours’ (or hours spent meeting in class) per week throughout a term. Almost all CCS courses are three credit hours (the only exceptions being two major studio courses not eligible for Transfer Credit). Students who have taken a 4 credit course at another institution may note a loss in credits accrued upon transfer even if every course they have completed was accepted.

What if my previous college was on quarter hours?

Colleges operating on a Quarter hour academic calendar have 3-4 main terms spanning 10 to 11 weeks per year (as opposed to the two fifteen-week long terms typical of colleges operating on a ‘semester’ calendar year). Because quarter hour terms are shorter, a ‘credit hour’ will have fewer ‘contact hours’. For this reason, students seeking transfer credit from intuitions that operate on a quarter hour calendar may have their courses combined to equal the instruction time and learning outcomes required in the equivalent CCS course. Generally speaking- a 5 credit (or unit) quarter hour course will be equivalent to a 3 credit semester hour course. This can vary with studio (art and design) class types though. Be sure to talk to your admissions counselor if you have questions.

What’s the Difference Between a Transfer Pathway and an Articulation Agreement for CCS?

Transfer Pathways or Guides- like the Michigan Transfer Agreement or Ohio Transfer Module provide opportunities for exploration and a structured listing of courses that have been pre-approved for transfer to a range of undergraduate programs. Some guides- like the or MiTransfer Pathway for Studio Art- can also include courses that support students seeking opportunities to build a portfolio. Students who are undecided on their undergraduate program or institution can follow these to explore studio interests and earn potential credit toward their program at CCS. It is important to note that, though the use of transfer guides may reduce the number of credits required upon transfer this does not guarantee an accelerated path to degree completion.

Articulation Agreements are more formal, structured agreements between two institutions and may also be termed ‘Transfer Guides’. They outline specific courses at CCS and at the partner institution to create a more seamless transfer process and can even reduce the time required to complete a CCS degree. Instructions for fulfillment of the agreement can be very specific and usually include completion of an associate degree along with selection of specific (CCS recommended) electives- so read and follow them carefully. If seeking admission and transfer through articulation, we recommend establishing contact with the CCS admissions and transfer team no less than one year prior to your intended start. 

How long will it take to complete my degree?

Art and Design colleges like CCS are going to offer more niche areas of study and expertise than most university programs.  Take some time to discover where your passions may fit into our offerings (our online and on campus events are great for this). Many of our single discipline programs have a sequentially structured set of major studio classes, tailored for each of our career-focused majors. Only completion of, or placement out of required major studio courses can shorten the time required to complete a CCS degree. Therefore, the amount of credit awarded upon admission is not indicative of advanced standing (i.e., Sophomore or Junior). Though the number of credits transferred may not affect the number of semesters required to complete a student’s degree, it can lighten the course load.

New students seeking clarification on time required to complete their degree at CCS should follow up with their admissions counselor after receiving their TCE. Current students should meet with their Academic Adviser to review their degree audit for an understanding of remaining requirements and time required to complete them.

Does CCS consider life experience?

The college does not grant life or experiential credit. Students with professional experience may petition the appropriate Department Chair for advanced standing. Students granted advanced standing will not be awarded transfer credit or see a reduction in the number of credits required to complete the degree upon transfer; rather, the Department Chair will substitute the required sequence of courses with approved studio courses.

What If I want to change majors or add Art Education Certification?

Due to the specific coursework required for Art Education students to receive their Teacher Certification, new students wishing to pursue this program as a combined degree at CCS will have restricted requirements for elective and general education credit. This can be limiting when transferring credits. Applicants are encouraged to discuss this with an admissions counselor early.

What happens to my transfer credit if I change my major or Add a Minor Later In My Program? ?

Whenever possible, students will want to ensure that they convey a desire for a change in major before committing to attend. This will allow admissions to re-assess all potential transfer credit for application to the student’s updated major prior to enrolling.

Should a current student change majors at CCS, all applicable courses earned at CCS and those granted transfer credit upon enrollment will be applied toward the student’s updated degree requirements. Courses previously transferred to CCS that no longer fulfill graduation requirements will default to ‘general elective’ credit, remaining in the student’s academic record but not counting towards degree completion. The college does not re-evaluate previously earned credits when current students change majors. If students feel they have previously completed coursework that should be considered after declaring a change of major, it is the student’s responsibility to initiate this review and provide any required documentation or work examples to support the placement of credit.

A maximum of 2 courses (6 credits) may be transferred from an outside source toward a student’s minor. Students who add a minor and want transfer credit or prior learning credit applied toward that minor, must declare this wish to their academic advisor when submitting their minor declaration form. 

Financial Aid Eligibility Requirements for Undergraduate Students

ELIGIBILITY REQUIREMENTS FOR NEED-BASED FINANCIAL AID

Eligibility for need-based financial aid is determined by an analysis of family resources calculated by the Free Application for Federal Student Aid (FAFSA). To receive need-based financial assistance from the College, students must:

  • Demonstrate financial need
  • Be accepted for enrollment in a degree program
  • Maintain Satisfactory Academic Progress
  • Be a U.S. citizen or eligible non-citizen
  • Be enrolled in a minimum of six credit hours (for Direct Loans)
  • Be registered with Selective Service (or be exempt)
  • Have obtained a high school diploma or equivalent
  • Not owe a refund on previous Title IV funds received or be in default on any federal student loan

For more information, visit www.studentaid.gov

CCS also awards scholarships based on merit. Students may qualify for these scholarships based on the strength of their admission composite score (portfolio, GPA and test scores) at the time of admittance to the College. No additional application is required for these scholarships.

Students receiving tuition assistance from their employers will have their tuition scholarship reduced accordingly.

Duration of Eligibility for Undergraduate Students

Full-time students may receive financial aid for a maximum of six years (12 semesters) of full-time awards. Half-time students are eligible for a maximum of 12 years (24 semesters) of half-time awards. Some federal and state awards may have a lower maximum number of years for both full-time and part-time enrollment. Contact the Office of Financial Aid for more information.

Change of Academic Level

Changing Academic Level from Graduate to Undergraduate

In order to be eligible for a change of academic level (from Graduate level to Undergraduate level) students must be in good academic standing (2.0 cumulative grade point average and meet satisfactory academic progress). Students, along with their Academic Department Chair, must complete the Change of Academic Level form for processing.

Students pursuing a second Bachelor’s degree who would like to be considered for the Master of Fine Arts program must go through the admissions process.

Obtaining Grades Online

Grading is based on work performed, growth in ability, attendance and attitude. A continuous record of all students’ classes is kept in the Academic Advising and Registration Office. Final grade reports are available through WebAdvisor, the on-line student registration system, the week after classes end provided there are no restrictions (holds) on the student’s record.